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Top 5 Travel Insurance in 2026

The travel insurance landscape in 2026 is defined by flexibility, digital-first experiences, and coverage that adapts to how people actually move around the world. After evaluating the market, the five products that stand out are Insured Nomads, Genki, SafetyWing, Revolut Bank, and Jauntin — each serving a distinct slice of the traveling population, from digital nomads to business owners.

This shortlist is designed for anyone seeking reliable travel coverage, whether you are a remote worker crossing borders every few months, an expat settling abroad, or a company looking to embed insurance into your own offerings. Use the rankings and comparisons below to find the policy that matches your specific travel style and needs.

How we picked these travel insurance

We evaluated each product on the depth of its coverage, the clarity and accessibility of its pricing, and how well it fits its intended use case. Reliability was a key factor — we looked for insurers with strong ratings and proven track records in handling claims. Products that offer mid-trip purchase, global reach, and modern digital tools scored highest. All information is drawn from publicly available data on each provider’s official website.

Also worth a look: 7 Best Outdoors Platforms in 2026 and Top 5 Travel Apps in 2026.

Tool Best for Key features Pricing Free trial
Insured Nomads remote workers, digital nomads, and expats who need robust medical, evacuation, and emergency assistance worldwide Medical, evacuation and emergency assistance coverage, Airport lounge access (InstaPass) included on all policies, Guardian Membership app with real-time crisis alerts Pricing on request —
Genki travelers and long-term expats who want flexible, worldwide health insurance with fast reimbursements and adventure sports included Worldwide coverage at any licensed doctor or hospital, 80% of reimbursements paid within 2 business days, Adventure sports covered at no extra charge Pricing on request —
SafetyWing nomads and remote workers who want affordable, mid-trip purchasable medical insurance with lost luggage and travel delay coverage Coverage across 180+ countries, purchasable mid-trip, 24/7 human support via live chat, Claims paid out within a few days Essential Plan — $62.72 per 4 weeks (ages 18-39) —
Revolut Bank travelers who want a seamless all-in-one banking and insurance app with multi-currency accounts and international transfers Multi-currency account held in one app, International money transfers, Travel insurance add-on for trips Pricing on request —
Jauntin travel and events businesses that want to embed on-demand, AI-driven travel insurance directly into their own customer transactions AI-driven quote, bind and issue process, White-label, Microservice modules partners can mix and match Pricing on request —

The best travel insurance in 2026

Below, we dive into each product’s standout features, ideal user, and what makes it a top choice in its category.

1. Insured Nomads

Insured Nomads — World Explorer plan options and coverage

Insured Nomads is best for: remote workers, digital nomads, and expats who need robust medical, evacuation, and emergency assistance worldwide

Insured Nomads provides international travel and health insurance tailored for the global work revolution. It includes a companion app with real-time crisis alerts, airport lounge access on every policy, and plans ranging from single trips to annual multi-trip coverage.

Key Insured Nomads features

  • Medical, evacuation and emergency assistance coverage
  • Airport lounge access (InstaPass) included on all policies
  • Guardian Membership app with real-time crisis alerts
  • Discounts through the Global Nomad Pass
  • Specialized plans for cruises, adventure sports and conflict zones
  • Coverage from single trips to annual multi-trip plans

Insured Nomads pricing

  • Pricing on request

Visit Insured Nomads

2. Genki

Genki — Explorer and Native health insurance plans

Genki is best for: travelers and long-term expats who want flexible, worldwide health insurance with fast reimbursements and adventure sports included

Genki offers international health insurance with worldwide coverage at any licensed doctor or hospital. It boasts 80% of reimbursements paid within two business days, covers adventure sports at no extra charge, and allows sign-up even mid-trip.

Key Genki features

  • Worldwide coverage at any licensed doctor or hospital
  • 80% of reimbursements paid within 2 business days
  • Adventure sports covered at no extra charge
  • Sign up in minutes, even while already traveling
  • 24/7 support via chat and WhatsApp
  • Flexible monthly billing, no long-term commitment

Genki pricing

  • Pricing on request

Visit Genki

3. SafetyWing

SafetyWing — Nomad Insurance plan overview and coverage details

SafetyWing is best for: nomads and remote workers who want affordable, mid-trip purchasable medical insurance with lost luggage and travel delay coverage

SafetyWing sells travel medical insurance for people living and working outside their home country, with coverage across 180+ countries. Plans can be purchased mid-trip, include up to $250,000 medical coverage, and cover lost luggage up to $3,000.

Key SafetyWing features

  • Coverage across 180+ countries, purchasable mid-trip
  • 24/7 human support via live chat
  • Claims paid out within a few days
  • Up to $250,000 medical coverage limit on the Essential plan
  • Lost luggage coverage up to $3,000
  • Covers travel delays and emergency evacuation

SafetyWing pricing

  • Essential Plan — $62.72 per 4 weeks (ages 18-39)
  • Complete Plan — $177.50/month (ages 18-39)

Visit SafetyWing

4. Revolut Bank

Revolut Bank — multi-currency account and travel insurance in the app

Revolut Bank is best for: travelers who want a seamless all-in-one banking and insurance app with multi-currency accounts and international transfers

Revolut bundles multi-currency accounts, international transfers, and travel insurance add-ons into one mobile-first app. It's ideal for those who already use digital banking and want to add trip coverage without leaving the app.

Key Revolut Bank features

  • Multi-currency account held in one app
  • International money transfers
  • Travel insurance add-on for trips
  • Investment access from the same app
  • Mobile-first account opening

Revolut Bank pricing

  • Pricing on request

Visit Revolut Bank

5. Jauntin

Jauntin — embeddable on-demand insurance platform overview

Jauntin is best for: travel and events businesses that want to embed on-demand, AI-driven travel insurance directly into their own customer transactions

Jauntin offers an embeddable insurance platform that lets businesses offer on-demand policies under their own brand. Its AI engine handles quoting, binding, and issuing coverage in real time, covering niche markets like events and gig work.

Key Jauntin features

  • AI-driven quote, bind and issue process
  • White-label — partner branding stays front and center
  • Microservice modules partners can mix and match
  • Embeds insurance directly into partner transactions
  • Covers niche markets like events and gig work

Jauntin pricing

  • Pricing on request

Visit Jauntin

Which travel insurance should you choose?

For digital nomads and remote workers who need comprehensive medical coverage and crisis support, Insured Nomads is the clear first choice with its Guardian Membership app and airport lounge access. If you prioritize fast reimbursements and adventure sports coverage, Genki offers excellent value with worldwide acceptance and flexible billing. Budget-conscious travelers who want mid-trip purchase and lost luggage protection will appreciate SafetyWing, especially its affordable Essential Plan.

For those who prefer an all-in-one banking and insurance solution, Revolut Bank integrates travel coverage with multi-currency accounts and international transfers. Finally, businesses that want to offer on-demand travel insurance under their own brand should look at Jauntin, whose AI-driven platform embeds seamlessly into existing transactions. Each of these products addresses a specific need, so choose the one that aligns with how you travel or operate.

Frequently asked questions

Most policies cover medical expenses, emergency evacuation, lost luggage, trip cancellation, and travel delays. Some plans also include adventure sports or conflict zone coverage.

Yes. SafetyWing and Genki both allow sign-up mid-trip. Insured Nomads also offers flexible start dates. Check each policy for specific eligibility.

Claims are typically filed online or via an app. SafetyWing pays claims within a few days. Genki processes 80% of reimbursements within two business days. Support is available 24/7.

Genki covers adventure sports at no extra charge. Insured Nomads offers specialized plans for adventure sports. Other providers may require an add-on.

The SafetyWing Essential Plan provides up to $250,000 in medical coverage for travelers aged 18-39. Higher limits are available on the Complete Plan.

Insured Nomads includes airport lounge access (InstaPass) on all policies. Other providers generally do not offer this perk.

Topics: Digital NomadsGlobal CoverageTravelTravel Insurance

David Hall

About the author

David Hall

Senior Editor at ShortlistMag

David Hall is the Senior Editor at ShortlistMag, where he researches, compares and ranks the software and products that make our shortlists. He spent more than a decade covering technology and consumer products for trade and business publications before moving into product research full-time, and has evaluated hundreds of SaaS tools, apps and gadgets along the way. His method is simple: start with what a category is actually for, check every feature and price on the maker’s own site, and keep only the picks he would recommend to a friend. Nothing on his lists is paid for, and every shortlist is revisited as products change. Away from the desk he is usually trialling a new note-taking app he will probably abandon, cycling, or hunting for the perfect flat white.

All shortlists by David Hall